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Insurance for Small Businesses

Just like the rest of our Business First Insurance,  our Property Insurance for business premises is designed to provide the essential protection for small businesses.  

To obtain widest ranging business protection it is usually necessary to buy a commercial insurance policy designed for large businesses - and pay a large premium. Business First recognises that small businesses do need the same types of insurance as a large company - but they need less of it and should pay less for it.

You can choose to cover: 
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Contents
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loss or damage at your premises caused by
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theft or malicious damage

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fire, lightning or explosion

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storm, flood or escape of water

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earthquake

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road vehicles or aircraft

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riot, civil commotion or strikes 

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PLUS

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loss of computer records away from the premises up to £10,000

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loss or damage to contents temporarily removed from the premises (limited to the lower of 10% of total sum insured or £3,000)

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loss of money kept on the

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loss or damage to computer equipment up to £5,000

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loss or damage to stock up to £2,000

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Buildings and Contents
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cover as per contents above PLUS
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accidental damage to glass including signs up to £2,000

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replacement locks following the loss of keys up to £500

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accidental damage to underground services up to £10,000

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repairing or cleaning of drains following an insured event up to £5,000

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Business Interruption (the additional cost of working immediately after a property claim) 
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includes cover up to £25,000 over a maximum period of 9 months for:-
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the cost of moving to and from temporary premises

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additional rent rates and taxes

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equipping expenses

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additional staff or overtime

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recompiling business document

 

For an immediate, no obligation quotation, email us today or complete our quotation request form

or use your browser's back button to return to your quote request form.

 

The information on this page is for guidance only. Conditions and exclusions apply. Please refer to our full policy wording - available on request or click here to download a full policy summary

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Contact us :  Harvington Services Limited

Email:              underwriting@harvington.co.uk
Telephone:       0870 777 4441                 

Fax:                  01386 421155
Post :                Harvington House, 9 Abbey Lane Court, Abbey Lane, Evesham WR11 4BY 

Group Web:   www.harvington.co.uk 
Harvington Services Ltd is an independent insurance intermediary, authorised and regulated by The Financial Services Authority. We place insurance risks with a number of insurers.
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Registered Office:        The Retreat, Village Street, Harvington, WR11 8NQ 
                                      Registered in England No. 3437743